Insurance & Fees
Affordable Virtual EMDR & Trauma Therapy in Maryland
Ready For Healing is in-network with several insurance companies. Often meaning lower out-of-pocket costs for you. Also offering self-pay options so you have total flexibility and control.
Transparent & Supportive Financial Options...
At Ready for Healing, we believe that clear financial information helps you focus on what matters most: your healing journey.
We understand that thinking about the cost of therapy and how insurance works can feel confusing or overwhelming.
So we make it easy.
Take advantage of specialized EMDR and trauma therapy that is accessible from anywhere in Maryland.
Our goal is to make quality care as straightforward as possible, including payment.
We Accept Major Insurance Providers
Aetna
CareFirst BlueCross BlueShield
Cigna
Johns Hopkins EHP (Employee Health Programs)
United Healthcare
Understanding Your Benefits: 5 Simple Steps
Have Your Insurance Card Ready & Available
This helps keeps things speedy & quick.
Call Your Insurer
Look for the "Member Services" or "Behavioral Health" phone number on the back of your card.
Ask Key Questions
Outpatient mental health benefits?
Do I have a deductible or co-pay?
Is telehealth therapy covered?
Let Us Help
We are happy to help you understand your benefits. We can review the information you gather and answer any questions
Easy Billing
After each session, we will handle submitting claims directly to your insurance provider for you.
That's It!
If you prefer not to use insurance, you can always invest in your sessions yourself out-of-pocket.
Benefits Of Self-Investing In Therapy
Individual Therapy (55 minutes) - $100 per session
Privacy
No mental health diagnosis is required to be submitted to your insurance company.
Control
You and your therapist decide on the length and type of treatment, without insurance company limits.
No Surprises
You know the exact cost of each session upfront. Don't risk any unexpected costs or denials.
*Financial concerns shouldn't be a barrier to getting the support you need. We are here to help you navigate your options.
**Sliding scale investment options available by provider's discretion.
Insurance & Fees FAQs
Common Therapy Questions...
1. What is a deductible?
A deductible is the amount of money you must pay for covered healthcare services before your insurance plan starts to pay.
For example, if your deductible is $1,000, you pay the first $1,000 of your covered therapy sessions (and other healthcare services) before your insurance begins to contribute.
2. What is a co-pay/co-insurance?
A co-pay is a fixed amount you pay for a covered service after you've met your deductible (e.g., $30 per session). Therapy is considered a "specialty" so you would pay the specialists co-pay.
Co-insurance is a percentage of the cost of a covered service you pay after you've met your deductible (e.g., your insurance pays 80%, and you pay 20%).
3. What if my insurance isn't listed?
If your insurance provider is not listed, we would be considered an "out-of-network" provider for your plan.
In this case, you would pay for sessions directly, and we can provide you with a "superbill" (a detailed receipt), which you can submit to your insurance company for potential reimbursement, depending on your plan's out-of-network benefits.
4. Can I use my HSA/FSA for therapy?
Yes, therapy services are typically eligible expenses for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA).
You can use these funds to cover the cost of your sessions, whether you are self-paying or covering your co-pay/deductible.
5. How else can I invest in therapy?
We accept all major Credit Cards, and ACH Bank Transfers.
6. What if I need to cancel or reschedule a session?
We require 24 hours' notice for cancellations or rescheduling.
Sessions canceled with less than 24 hours' notice will be charged at the full self-pay rate ($100) as long as something outside of your control did not occur (i.e. medical emergency).
This policy ensures fair scheduling and allows us to offer the time slot to other clients in need.
7. How do I get started and make an appointment?
Scheduling your next therapy appointment is easy!
Simply hit the "Book An Appointment" button anywhere on our website.
You can also email, or call the number below, and our team will assist you. Currently appointments are available only on Monday & Wednesday evenings.
Need More Help?
Check Out Our Other Services...
Individual Therapy
Through our work together, you will gain new insights into yourself, develop practical tools you can use every day, and build lasting resilience to face life's challenges with greater strength and peace. This isn't a one-size-fits-all approach; it's about what's best for you.
Vaginismus Treatment
Accessing specialized support for vaginismus has never been easier or more discreet. Ready for Healing provides virtual therapy sessions, so you can continue your healing journey from the comfort and privacy of your own home, anywhere in Maryland.
Trauma Therapy
Our trauma-focused therapy helps women navigate the effects of past trauma and emotional wounds. By using trauma-informed care, we provide a safe space for you to process painful experiences, develop healthy coping mechanisms.
Ready For Healing is a mental health private practice offering EMDR Trauma Therapy for women in Maryland. Get Started Today!
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